BUSINESS BANKING

*You will now be accessing information at a website that is not controlled by First Citizens Bank of Georgia. First Citizens Bank of Georgia is not responsible for, nor does it endorse any information provided by the website you are about to access. Our privacy policy does not extend to the site being accessed through the following links: WindNet, Inc, Yahoo Finance, Google Maps, and Banker MLS.

reorder-checks 

Checking

 First Business Checking:

  • $100.00 minimum deposit to open
  • No monthly service charge if total items are below 250 ($.30 charge per item over allowed 250)
  • Imaged Statement
  • World-wide ATM network (at no charge)
  • Online banking (at no charge)
  • Business MasterMoney Debit/ATM card (at no charge)
  • Online Cash Management (available for $19.95 per month)

First Premier Business Checking: (available for non-profits, sole proprietorships, and governmental agencies)

Interest earned based on account balance:

  • $.01-$9,999.99
  • $10,000.00-$24,999.99
  • $25,000.00-$49,999.99
  • $50,000.00-$99.999.99
  • $100,000.00 and above

Rates based on current market conditions

  • $100.00 minimum deposit to open
  • $15.00 monthly service charge if balance falls below $2,500.00
  • World-wide ATM network (at no charge)
  • Online banking (at no charge)
  • Imaged statement
  • Online Cash Management (available for $19.95 per month)

Corporate Citizens Checking

  • $500.00 minimum deposit to open
  • $15.00 monthly service charge
  • $.15 charge per debit
  • $.30 charge per deposit
  • $.06 charge per item deposited
  • Charges may be offset by earnings credit
  • Imaged Statement
  • Online Cash Management (available for $19.95 per month)

Online Banking and Bill Pay

  • www.firstcitizensbankofga.com
  • With online Banking, you can access your accounts 24 hours a day from anywhere in the world with internet capability. Our Online Banking is designed with state of the art fire walls to ensure your account confidentiality, with access gained only through the use of a Personal Identification Number (PIN) which you create and control. Additionally, with Online Banking, you can access account information, inquire on your accounts and loans, make transfers, and more, all with the click of a mouse!

Telephone Banking

  • 1-866-541-1958
  • Review interest rates or access your accounts any time of the day, any day of the week, using your touch tone telephone. While accessing your account information on the telephone, you can inquire on your deposit accounts and loans, make transfers and much more! There are no fees for this service. All you need is your account access number, your PIN, and a touchtone telephone. Sign up today and begin enjoying FREE access to your accounts 24 hours a day.

Other Fees and Charges:

 

Overdraft $35.00
Insufficent Funds (NSF) $35.00
Stop Payment $25.00
Official Check $5.00
Wire Transfer (Incoming/Outgoing) $15.00
Wire Transfer (International) $45.00
Return Deposit Items $5.00
Dormant Account (per month charge) $5.00
Account Research per hour $25.00
Account Balancing per hour $25.00
Account Activity Printout $5.00
Travelers Checks (per amount purchased) 2%
Notary Charge Free